Dr. Ratna Sinha is currently working as Professor of Finance, Department of Commerce and Management, ISBR Business School, Bangalore. She holds a Master degree in commerce, Post Graduate in Banking and Insurance Management and Ph.D. degree in commerce from Ranchi University, Jharkhand. She has extensive industry and academic and research experience covering the past 16 years. She worked for around five years in Chartered Accountant firm as Financial Analytics. She has been associated with teaching of MBA, PGDM, M. Com, MIB students and number of Ph.D. scholars has completed research and many more are pursuing the same under her supervision. She has to her credit more than 60 articles in national and international journals related to Investment, Insurance, Banks and Derivatives.