Dr. Mohit Kumar is an Assistant Professor at the School of Business Management, Chhatrapati Shahu Ji Maharaj University, Kanpur. He earned his Ph.D. in Management from Babasaheb Bhimrao Ambedkar University, Lucknow, and qualified UGC-JRF. With over eight years of teaching and research experience, he has published in reputed national and Scopus-indexed journals. His interests include Business Finance, Financial Inclusion, and Financial Literacy, focusing on bridging academic research with practical financial issues.