Before commencement of any planning and management activities to mitigate the disastrous consequence of man-made and natural disaster, it is necessary to analyse the potential hazard underlying in the area and work out consequence of disaster. Unsustained development in urban area makes the people in developing countries to occupy the hazardous area, thus, making them vulnerable to disasters. The author has tried to respond to the unique challenge presented by the Indian cities which are earthquake and flood prone, by developing earthquake & flood damage scenario by utilising - appropriate damage assessment criteria after studying the literature survey, building and infrastructure inventories, topographical information, demographical data and other relevant facts and figures to propose an urban planning model to overcome the risk of damages being faced by the town being an earthquake & flood prone town as an Input to the Master Plan. A conceptual Model has been proposed based on the methodology of the research work which can be utilised for other towns of the region and the country which are earthquake as well flood prone.